It's 12:27 on what has already proven to be a very tiring day. So I decided to use my lunch break to update everyone on what is going on with our house purchase.
We're waiting to hear back from our credit union about the loan itself. Once the loan is approved, there will be just some housekeeping and then closing (as far as I know). It's been a bit over a week since the loan paperwork was turned over to the credit union's processor, so things are just a waiting game.
Things happened pretty quickly for us once we got the preapproval for the mortgage, so it's hard to sit back and wait. Between January 15 - 28, we picked the house out, paid the earnest money, signed the bank's counteroffer, provided them with all the documentation they asked for, had the inspection, got the results of an appraisal/termite inspection done the previous month, and got the price down to the appraisal price. So it's kind of like... slow motion right now.
We haven't bought anything for the house or done any packing. I feel as though packing will jinx it (though I'm not usually superstitious). We have looked around, of course; I have a list saved at Ikea's website, and we've looked at washer/dryer units, the only appliance we will need when we move.
I am really excited! Things could still happen - we might not get the loan, etc - but I am letting myself feel optimistic about this. I can't wait to be in our own home.